Risk Diagnostic Engine V4.2

Mastercard SCAM &
Monitoring Model.

EFMP Tier 1 & ECP High-Risk Compliance Projection Utility

Adjustable Input Vectors

$
$50,000$2,000,000
10050,000
01,000
$
$0$200,000
Calculated Exposure

Warning: ECP Standard Monitoring

Your MID is likely under review or in the Mastercard ECP Standard category ($100 per chargeback fine applies).

Dispute Ratio

1.42%

Fraud/Volume

1.17%

Program Threshold Analysis

ECP Standard (1% + 100tx)
ECP High Risk (1.5% + 300tx)
EFMP Tier 1 ($50k + 0.5%)

Immediate Action Protocols

  • 01.Deploy CDRN / Ethoca pre-chargeback alerts immediately to deflect ECP ratios.
  • 02.Identify specific fraud AFPs (Alternate Fraud Programs) that contribute to EFMP volume.
  • 03.If ratio >3%, transition processing to offshore acquiring pools to protect domestic corporate entity.