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3576High RiskTravel & Hospitality

La quinta resort

Merchant classification for La quinta resort.

Interchange Group

Travel Services

Chargeback Threshold

0.9% (Visa/MC)

Underwriter Note

Long delivery windows create extended chargeback liability periods.

Mitigation Strategy

Implement insurance offerings and clear non-refundable policies at checkout.

This MCC is monitored more closely by card networks. Getting the classification right at underwriting helps avoid downstream chargeback-ratio flags.

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