Pricing

Custom Quotes. Written Terms.

Every account is priced to your industry, volume, and history — not a generic rate card. $0 setup. Every term disclosed in writing before you sign.

Why High-Risk Pricing Is Quoted, Not Listed

High-risk pricing depends on your industry, monthly volume, average ticket, and processing history — the same account type can price very differently for two businesses. We quote every account individually through underwriting, so your terms reflect your actual risk profile instead of a one-size-fits-all rate card. You see the full quote in writing before you sign anything.

Pricing Models — Structured Your Way

Every business runs its numbers differently. We support all of them — including zero-cost programs where card-paying customers cover the processing fees.

Interchange-Plus

Pay the card network's true cost plus a small, fixed markup — full transparency into what the bank charges versus what we charge.

Flat Rate

One simple percentage on every transaction. Predictable and easy to reconcile.

Cash Discount

Offer a discount for cash; card-paying customers cover the processing cost.

Dual Pricing

Show both a cash price and a card price at checkout. Customers choose, and you keep more of every sale.

Surcharging

Pass a compliant surcharge to card-paying customers, fully within card-brand and state rules.

Blended or Hybrid

Combine models, or use a tiered structure — if a pricing structure exists, we can set it up for your business.

What's Included in Every Account

$0 setup fee
Dedicated MID (not shared)
Human underwriter
Written terms before signing
24–48 hour underwriting decision
Chargeback alert integration

Pricing FAQ

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Priced to your profile. Apply in minutes — no commitment required.