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3837High RiskTravel & Hospitality

Hoshino resorts

Merchant classification for Hoshino resorts.

Interchange Group

Travel Services

Chargeback Threshold

0.9% (Visa/MC)

Underwriter Note

Long delivery windows create extended chargeback liability periods.

Mitigation Strategy

Implement insurance offerings and clear non-refundable policies at checkout.

Other Codes in Travel & Hospitality

3681 — Adams mark hotels3236 — Air arabia airline4511 — Airlines and air carriers3788 — Ala moana hotel3256 — Alaska airlines3251 — Aloha airlines3001 — American airlines3517 — Americana hotels

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This MCC is monitored more closely by card networks. Getting the classification right at underwriting helps avoid downstream chargeback-ratio flags.

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