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4900Low RiskGeneral Retail

Utilities - electric, gas, water, and sanitary

Merchant classification for Utilities - electric, gas, water, and sanitary.

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

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