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5521Low RiskGeneral Retail

Car and truck dealers (used only) sales, service, repairs, parts, and leasing

Merchant classification for Car and truck dealers (used only) sales, service, repairs, parts, and leasing.

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

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