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5712Low RiskGeneral Retail

Furniture, home furnishings, and equipment stores, except appliances

Merchant classification for Furniture, home furnishings, and equipment stores, except appliances.

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

Matching Industry Guide

We've placed accounts under this MCC before — see how we underwrite it.

Furniture & High-Ticket Retail

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