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5812Low RiskFood & Beverage

Eating places and restaurants

Merchant classification for Eating places and restaurants.

Interchange Group

Standard Retail

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Low chargeback risk. Generally physical terminal environments.

Mitigation Strategy

Maintain clear signage regarding tip inclusion and refund procedures.

Other Codes in Food & Beverage

5462 — Bakeries5814 — Fast food restaurants5411 — Grocery stores and supermarkets5499 — Miscellaneous food stores - convenience stores and specialty markets5995 — Pet shops, pet foods and supplies stores

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