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5947Low RiskGeneral Retail

Gift, card, novelty and souvenir shops

Merchant classification for Gift, card, novelty and souvenir shops.

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

Other Codes in General Retail

3412 — A-1 rent-a-car3374 — Accent rent-a-car3354 — Action auto rental3064 — Adria airways3441 — Advantage rent-a-car3043 — Aer lingus3287 — Aero coach aviation3263 — Aero servico carabobo

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