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7273Severe RiskHigh-Risk Verticals

Dating services

Merchant classification for Dating services.

Interchange Group

High-Risk Services

Chargeback Threshold

0.9% (Visa/MC)

Underwriter Note

Subject to severe compliance scrutiny and mandatory bank reserves.

Mitigation Strategy

Deploy strict age verification API gateways and detailed checkout logs.

Matching Industry Guide

We've placed accounts under this MCC before — see how we underwrite it.

Online Dating Services

This MCC is monitored more closely by card networks. Getting the classification right at underwriting helps avoid downstream chargeback-ratio flags.

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