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7277Low RiskGeneral Retail

Counseling services - debt, marriage, and personal

Merchant classification for Counseling services - debt, marriage, and personal.

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

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