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7297Severe RiskHigh-Risk Verticals

Massage parlors

Merchant classification for Massage parlors.

Interchange Group

High-Risk Services

Chargeback Threshold

0.9% (Visa/MC)

Underwriter Note

Subject to severe compliance scrutiny and mandatory bank reserves.

Mitigation Strategy

Deploy strict age verification API gateways and detailed checkout logs.

Other Codes in High-Risk Verticals

3560 — Aladdin resort and casino3728 — Bally's hotel and casino3764 — Beau rivage hotel and casino7995 — Betting, casino gambling3712 — Buffalo bill's hotel and casino3771 — Caesar's hotel and casino3582 — California hotel and casino5993 — Cigar stores and stands

Recommended Solutions

High-Risk Merchant AccountsChargeback Defense

This MCC is monitored more closely by card networks. Getting the classification right at underwriting helps avoid downstream chargeback-ratio flags.

Processing Under MCC 7297?

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