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8044Low RiskGeneral Retail

Opticians, optical goods, and eyeglasses (no longer valid for first presentments)

Merchant classification for Opticians, optical goods, and eyeglasses (no longer valid for first presentments).

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

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