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9700Low RiskGeneral Retail

Automated referral service (for visa only)

Merchant classification for Automated referral service (for visa only).

Interchange Group

General Commerce

Chargeback Threshold

1.0% (Visa/MC)

Underwriter Note

Standard card-present or standard cart parameters.

Mitigation Strategy

Issue receipts promptly and clearly process refunds within 3 days.

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