© 2026 Gray Merchants, a division of MIDCORE Operations LLC. All rights reserved. Gray Merchants is a payment ISO providing merchant services. We are not a depository bank, credit card issuer, or direct financial clearinghouse. Dedicated merchant processing accounts and processing terms are subject to final underwriting, credit checks, and risk analysis by partner acquiring institutions and card brand network rules.
Trademark Disclaimer: All product names, brand marks, logos, and service indicators referenced throughout graymerchants.com (including card network and gateway technology names) are the registered trademarks of their respective owners. Their inclusion does not represent, imply, or constitute an endorsement, official partnership, or sponsorship of Gray Merchants' services.
All proprietary brand identity assets and custom codebase elements are the property of Gray Merchants.
Chargeback prevention alerts and dispute mitigation services are provided via licensed network integrations and certified gateway partners. These services reduce chargeback risk but do not guarantee ratios falling below network thresholds without correct business fulfillment practices.