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5045High RiskTechnology & Digital

Computers and computer peripheral equipment and software

Merchant classification for Computers and computer peripheral equipment and software.

Interchange Group

E-Commerce Retail

Chargeback Threshold

0.9% (Visa/MC)

Underwriter Note

Digital goods are prone to friendly fraud and "did not receive" disputes.

Mitigation Strategy

Track server-side activations, user IP footprints, and require rigorous terms acceptance.

Other Codes in Technology & Digital

7379 — Computer maintenance, repair and services 4816 — Computer network/information services 7372 — Computer programming, data processing, and integrated systems design services 5734 — Computer software stores 5817 — Digital goods - applications (excludes games)5816 — Digital goods - games 5818 — Digital goods - large digital goods merchant 5815 — Digital goods media - books, movies, digital artwork/images, music

Matching Industry Guide

We've placed accounts under this MCC before — see how we underwrite it.

Software & SaaS

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