HOME > MCC DIRECTORY > MCC 5818
5818High RiskTechnology & Digital
Digital goods - large digital goods merchant
Merchant classification for Digital goods - large digital goods merchant.
Interchange Group
E-Commerce Retail
Chargeback Threshold
0.9% (Visa/MC)
Underwriter Note
Digital goods are prone to friendly fraud and "did not receive" disputes.
Mitigation Strategy
Track server-side activations, user IP footprints, and require rigorous terms acceptance.
Other Codes in Technology & Digital
7379 — Computer maintenance, repair and services4816 — Computer network/information services7372 — Computer programming, data processing, and integrated systems design services5734 — Computer software stores5045 — Computers and computer peripheral equipment and software5817 — Digital goods - applications (excludes games)5816 — Digital goods - games5815 — Digital goods media - books, movies, digital artwork/images, music
Matching Industry Guide
We've placed accounts under this MCC before — see how we underwrite it.
Digital Goods & MembershipsRecommended Solutions
This MCC is monitored more closely by card networks. Getting the classification right at underwriting helps avoid downstream chargeback-ratio flags.
Processing Under MCC 5818?
Get a dedicated merchant account underwritten correctly for this classification — 24-48 hour decision, $0 setup fee.
Apply Now — Free →